Free Credit Report Scams

by on 12/17/2010 in Scams & Hoaxes, Security

Why go to a third party site to get information about your current credit score? GoFreeCredit.com claims to provide you a free credit report from all 3 bureaus, but all their out to do is steal your money. The site is a scam and is rated as dangerous by the Web of Trust community.

Credit Report Scam

The site is unsecured as indicated by the lock in the lower right of your browser. The site transmits personal data that is not encrypted and can be seen by those lurking to steal your personal information.

The Domain is listed on several blacklists, including Spacequad AntiSpam Services. http://www.spacequad.com.

There’s ONLY one authorized credit source (AnnualCreditReport.com) that provides free annual credit reports by law. The Fair Credit Reporting Act guarantees you access to your credit report for free from each of the three nationwide credit reporting companies – Experian, Equifax, and TransUnion – every 12 months.

You should never have to pay for your credit report according to the FTC (Federal Trade Commission). There are many free credit report sites that claim to offer you a free credit report, but try to scam you into buying other products or services. There are sites claiming to give you a “free” report and then bill you for services you have to cancel.

Never ever trust any credit reporting site other than AnnualCreditReport.com.

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One Response to “Free Credit Report Scams”

  1. Computer Tips

    Dec 27th, 2010

    Good info. I’d NEVER give my SSN to anyone online.